It’s no secret that weather patterns are changing, and with that comes more severe storms. Now is the time to prepare your home for the coming spring and summer storms. Use these tips from the insurance agents at Staples & Associates about how to prepare your home for spring storms!

• Understand What’s Covered and Update Your Home Insurance Policies
  Meet with your Staples & Associates insurance agent every year to assess and update your home insurance policy and to understand any changes. When you make updates to your home, it’s vital to inform our team. 

• Check on Downspouts and Clean Out the Gutters Regularly
  Downspouts and downspout extenders can break easily during storms. Check your downspouts this spring and after every storm for holes that may allow leaks. Clean and repair gutters every spring to ensure water can drain away from the home quickly.

• Trim the Trees and Plants in Your Yard
  Trees and shrubs help absorb water during storms, but they can also be a risk if the plant is unhealthy. Be sure to prune trees and shrubs annually so that dead vegetation or branches don’t do damage to your home.

• Monitor Changing Water Bodies and Consider Flood Insurance
  Flooding is generally not included in homeowners policies. If you’ve not researched your property lately, investigate whether it may be prone to flooding. The team at Staples & Associates can help you determine if your property needs a flood policy.

• Make Sure Personal Property Inside the House is Insured
  When your home suffers damage due to an unexpected event, your personal property is also at risk. Furniture, appliances, clothing, electronics, and other possessions could incur damage or be lost in a storm. Although homeowner’s insurance typically covers personal property, it’s important to check with your trusted agent at Staples & Associates to ensure all of your items are included in your policies.

Being prepared now can save you time, money, and heartache in the future. Contact Staples & Associates today with any questions or for an insurance quote to meet your home or property needs!