Whether you’re ready to admit it or not, we’re a quarter of the way through this century. When the months of your working-years are flying by, it’s easy to put off planning for the future of your business, your home, and your family’s financial future. Staples and Associates has more on why an insurance review is a must-do in 2025. 

This Year, Meet with an Insurance Professional

Start your year off by ridding yourself of the worries surrounding the unknown. A solid check-in on your current situation, future plans, and insurance coverage can help you be confident that you’re on the right track. The team of insurance professionals at Staples and Associates are well-versed in business, personal, farm, and financial insurance.

Top Insurance and Financial Check-Ins for 2025:

Estate Planning and Succession
Time goes fast, and before you know it, you’re behind on planning for retirement, transitioning your farm or business to the next generation, or organizing your estate. Promise yourself to make time this year to review your life insurance, tax plans, and business policies to ensure your children, grandchildren, or beneficiaries are adequately protected. 

Industry Trends and New Risks
Your business and personal situation is likely different than it was as little as 15 years ago, due to things like technology, climate change, cyber threats, or industry-specific challenges. The world is evolving rapidly. Sitting down with a Staples and Associates agent can help you assess whether your current policies address emerging risks and update your coverage if needed. 

Avoid Overpaying for Coverage You Don’t Need
A Staples and Associates agent can help identify policies or riders you no longer need or use, allowing you to cancel or reduce coverage and possibly reduce your premiums. For example, if your kids have moved out of the home or you’ve sold an asset, you may no longer need certain types of coverage. And, we can always check for discounts and savings opportunities!

Address Both Big and Small Life Changes
Life can be unpredictable and it can change fast. We all know that major life transitions, such as retirement or divorce, can alter your insurance needs dramatically. However, smaller changes like acquiring or selling assets, business expansion or growth, or health changes may be difficult to navigate alone. 

Start building your relationship with your Staples and Associates agent with a meeting in 2025. We’ll make sure that your coverage is current and aligned with your needs—so hopefully we can all sleep better at night!