Severe weather and natural disasters are on the rise in almost every region of the United States. It’s important to have insurance coverage in place for all of your most cherished assets before a natural disaster occurs, and it’s vital to know what your current policies cover and what they don’t. Staples and Associates is here to help you before and after any potential storm with coverage options for your home, business, automobiles, and family.

Insurance Policies for Severe Weather 

When it comes to extreme weather events, understanding your insurance coverage can be tricky. That’s why it’s always best to meet with a Staples and Associates agent regularly to understand policy changes, deductibles, and the limits of your coverage. 

Flood Insurance

A standard homeowner’s policy does not cover you in the event of water damage from a flood. Investigating flood insurance with the help of one of our agents may be the best bet, depending on where you live and your risk factors for flooding.

Umbrella Policy 

Personal umbrella policies are an extra blanket of coverage to your auto and home policies. They help extend your limits of coverage in the event your claim goes further than your limits.

Renter’s Insurance

If you’re currently in a rental property, renter’s insurance can provide personal property coverage to protect personal belongings like furniture, clothing, electronics, and other valuables against fire, theft, vandalism, and other natural disasters. 

Having the right coverage could mean higher premiums, but it’s vital to have all your assets protected. Explore insurance policy options on the Staples and Associates informational website and Insurance Safety Tips blog.  

Review your policy with your agent each year to ensure you have the appropriate amount of coverage for your assets. Email, call, or text us today!