While fall is a favorite time of year for many who love the autumn leaves, pumpkin spice, and cozy sweaters, insurance companies see an increase in claims throughout this time. At Staples & Associates, we’re happy to provide you with practical tips needed to avoid the claims we commonly see during the fall.

5 Common Causes of Insurance Claims in the Fall

1. Weather

As temperatures begin dropping from the hot summer days, weather can be a bit unpredictable. It’s important to stay on top of maintaining your home for a fighting chance against bad weather that could come your way. Keep your gutters clean to prevent water damage from clogs, and trim your trees if necessary to keep overhanging branches from falling during storms. 

2. Slippery Surfaces

Slick leaves and frosty sidewalks are perfect factors for an accident. Driveways and walkways are potentially hazardous if you’re not careful. Rake and remove fallen leaves from these surfaces and invest in anti-slip mats on outdoor stairs or in highly used spots on your property.

3. Fires

Fall starts the season for fireplaces and bonfires. Take the necessary precautions when handling fire. Always keep a fire extinguisher handy and ensure a safe distance from flammable materials.

4. Driving Conditions

When considering bad weather conditions and slippery surfaces, the road should be top of mind when it comes to fall safety. Be vigilant about wet roads, slippery leaves, and decreased daylight for driving. 

5. Home Security

Shorter days mean longer nights and that leaves homes more susceptible to break-ins. Secure your home with motion sensor lights and double-check that your doors are locked before turning in for the night. 

Get ready to embrace the season with a sense of preparedness! Reach out to our team at Staples & Associates to ensure that your coverage is up to date and will keep you secure all season long.