Event Insurance for Summer Parties
Hosting a summer graduation party, family reunion, or a party over Memorial Day, Fourth of July, or Labor Day? If you’re putting forward the money or using your home for a summer wedding or any large function, you’re taking on considerable risk. Staples & Associates offers event insurance for indoor and outdoor summer parties, and can help you assess how much financial risk you’re taking on to better understand if you should be insured.
Five Reasons to Consider Event Insurance for Summertime Celebrations
- Weather-Related Cancellations
With thunderstorms, high winds, or even extreme heat sometimes arriving without warning, summer weather can be a big variable in your outdoor event plans. If bad weather forces you to cancel or postpone the event, insurance can help recover non-refundable deposits and other expenses.
- Liability Protection for Guests
It’s very easy for a guest to get injured at a party—a slip by the pool, a trip on uneven ground, or even heat exhaustion can result in you being responsible for hefty medical bills or a lawsuit. Protect yourself with help from Staples & Associates.
- Damage to Your Home, Event Space, or Rented Items
Summer parties often involve equipment rentals such as tents, tables, and sound systems. If any of the rented property is damaged or lost, event insurance can cover repair or replacement costs.
- Vendor Issues or No-Shows
If a caterer, DJ, or other vendor fails to show up or cancels last-minute, event insurance may help cover the cost of rebooking or lost deposits.
- Alcohol-Related Accidents
If alcohol is being served, there’s a higher risk of accidents or injuries. Liquor liability coverage (sometimes offered as a rider on event insurance) can protect the host if a guest causes harm to themselves or others after drinking.
When you’re responsible for a big event, you’re putting a lot on the line. Staples & Associates can advise you on event insurance so that you can rest easy and enjoy your special occasion.
Contact our team today for a full review of your insurance profile and to help decide if you should consider event insurance!