When a student heads off to college, families often focus on tuition, housing, and class schedules — but insurance is a critical area that’s often overlooked. College can be risky for unexpected reasons, like students taking out loans, renting apartments, and owning expensive property like computers for the first time. Staples & Associates is here to guide you and your family on the insurance every college student’s family should consider. 

Dorm Rooms, Laptops, and Liability: Policies for College Students 

Renters and Personal Property Insurance
Protect your valuable personal possessions when you’re renting that first room or apartment. With renters insurance from Staples & Associates, you can be sure that everything inside your young adult’s first apartment is covered. Renters insurance protects personal property like furniture, clothing, electronics and other valuables against fire, theft, vandalism and other natural disasters.

Liability Coverage for Students Living Away from Home
When a young person moves away for their first semester at college, accidents can happen. Renter’s insurance policies also provide valuable protection by covering legal fees and medical expenses if you’re held responsible for accidentally injuring someone or damaging their property.

Additional Living Expenses Coverage
If a rented property becomes uninhabitable due to fire and other disasters, renter’s insurance can also cover the cost of your temporary accommodations, so that you can get back to class.

Life Insurance for Students with Private Education Loans
If you’re taking out private student loans, you might want to consider a term life insurance policy to protect your parent co-signer should something happen to you. If you have a spouse, dependent, or are part of shared loans like mortgages, life insurance is likely a good investment as you begin your education.

Make sure your student is prepared for anything this semester. Contact Staples & Associates for more information on insurance for college students.