The Right Insurance Coverage for Your Road Trip
You’ve planned your trip, booked the hotel, and made the itinerary, but have you considered if you have the right insurance coverage for your road trip? Protect yourself, your passengers, and your vehicle while going to and from your destination.
Staples & Associates offers vehicle insurance and extra coverages that will give you peace of mind when it comes time to travel. Check out some of the coverages we recommend having, and how they will benefit you during your trip.
Transportation Expenses/Rental Coverage
If you’re renting a vehicle for your trip, it can be expensive and requires insurance protection. Add this coverage to your existing auto insurance policy even if you’re taking your own car, in case a rental car needs to be used at any point during the trip. Additionally, this coverage can help with public transportation costs if your car is ever in an accident.
Comprehensive Damage Coverage
Wherever you’re driving, comprehensive damage coverage will protect your vehicle if it’s damaged in an accident, stolen, or damaged by something other than a collision. If your vehicle is paid in full, this type of coverage is optional, but if you want full protection, it’s always beneficial.
Property Damage Coverage
If an accident occurs during your road trip and you cause damage to someone else’s property, you may be financially responsible to cover them. Property damage coverage protects you from damages your car makes. Be conscientious when choosing the liability limits, considering all your assets, and the fact that a higher limit can help you avoid out-of-pocket expenses.
Towing & Labor Coverage
During your trip, having a roadside assistance plan will give you the peace of mind that you’re protected wherever you’re going. Talk to your Staples Insurance agent about limitations if you’re out of state to ensure that you’re covered. You don’t need the added stress of towing and labor expenses when your car broke down during vacation!
These are just a few aspects of auto insurance that you’ll want to consider before your next big road trip. For more information, contact Staples & Associates to talk to our team of professionals and start planning your vacation safely!