Reasons to Get Motorcycle Insurance

motorcyle parked on road

Ready to get out on two-wheels, but looking for reasons to get motorcycle insurance? The weather is getting warmer and now is the perfect time to take the bike out and go for a ride. But wait… do you have the proper coverage you need? Sure, you’ve got a helmet, maybe gloves, and eye protection, but what about insurance?

 

Did you know that less than 10% of motorcycle riders involved in accidents have insurance of any kind? This means that there’s no insurance company there to back up the driver when it comes to assistance with medical care, and property repairs, among other things. As a motorcyclist, insurance can be critical, especially because motorcycle accidents can be much more damaging than car accidents.

 

Here at Staples & Associates, we’re here to help make sure you’re covered. First, let’s talk about why motorcycle insurance is important!

 

Motorcycle Insurance Coverage

 

Liability Coverage
Liability Coverage is important for property damage or bodily injury. Liability coverage helps to cover any vehicles that could have been damaged and injuries that occurred to others.

 

Collision & Comprehensive CoverageCollision coverage is important and often required if the vehicle is leased or financed. It provides coverage for damage caused to your vehicle in an accident, whether you hit another vehicle, they hit you, or the vehicle rolls over.

 

Comprehensive insurance helps cover anything that could happen to your motorcycle outside of an accident, like theft or damage in a natural disaster.

 

Uninsured Motorcycle Coverage
In the event that your vehicle is damaged by someone who is uninsured or underinsured, this coverage will help to pay for those damages as well as medical payments, or other costs incurred by the uninsured party that caused the damages.

 

And guess what, these are just some of the areas of coverage that Staples & Associates offers for Motorcycle insurance! View more details here and contact a representative today to find what coverage is right for you.