With the warm weather here to stay and summer in full force, Staples & Associates has insurance tips for the summer that you don’t want to forget. Stay safe while you’re having fun in the sun and avoid the most common insurance claims that come up during this time of year.
Easily manage your summer risks and extra outdoor activity by having the proper insurance in place and following these tips!
Boating & Water Safety
Boating accidents are more common than you might think and can be very costly. When you’re getting ready to take the boat out on the water, make sure you’ve recently taken a boat safety class and that the boat is in good condition. Everyone on the boat should be wearing a life jacket.
Staples & Associates offers boat insurance that includes liability, collision, comprehensive coverage, and more. Be extra prepared with coverage for fishing equipment, on-water towing, and labor, plus uninsured or underinsured boater coverage. Check out more tips on how to properly prepare your boat for the season here!
Bonfires & Grilling
There’s nothing better than a summer barbecue or bonfire with friends. As these events become more frequent, it’s important to understand and prepare for the risk of outdoor fires. When grilling, make sure to clean it thoroughly before cooking and keep it away from anything flammable. The grill or fire pit should never be left unattended!
Double-check your liability and personal property coverage before you schedule your summer cook-outs to keep yourself, your property, and your guests safe.
Home Security During Vacation
More people spend time outside their homes in the summertime on vacation or enjoying the outdoors. Unfortunately, home burglaries increase during the summer since it’s easier to find houses that have been left unattended. Having good homeowners insurance coverage can help you feel secure if the worst-case scenario were ever to happen.
The risk of home burglaries can be greatly decreased by investing in security systems such as alarms, motion detectors, and doorbell cameras. Plus, these anti-theft measures often give you a discount on your homeowners’ insurance plan!