Does Your Insurance Cover Theft

staples insurance home owner theft salisbury md

When considering insurance options, most people want to know that they are covered for all unexpected disasters and emergencies, including theft in case of a home break-in. Theft of any kind can be extremely devastating, and your home being broken into can leave you feeling the most vulnerable. Your home not only contains items of monetary value, but also the emotional value that you and your family invest in where you live. Being sure that you are equipt with the right insurance policy is crucial in the event of a break-in, not only to cover your lost property but also for the peace of mind throughout the process of what happens after.

The first and most important step after a theft or break-in occurs is to contact the authorities so they can assess the damage and file a report. The next step is to file a claim with your insurance company as soon as possible, the timeliness of your claim is critical. 

Does Homeowners Insurance Cover Theft from a Home?

When you choose homeowner’s insurance with Staples & Associates, we want you to feel safe and be covered no matter what. This is why we work personally with each of our clients to tailor a policy, or group of policies, to fit your particular needs, goals, and budget. At Staples, we are committed to making sure that you understand your policy, and that your plan covers everything that you need it to. At Staples, we can protect you against vandalism, malicious mischief, as well as theft on or off-premises. Your coverage is dependant on the policy that your choice, click here for more information on the type of coverage that we provide. 

Does Homeowners Insurance Cover Theft from a Car?

In the event that your vehicle is stolen, your homeowner’s insurance policy will not cover the vehicle. If you have personal belongings or other personal property inside of your vehicle, your car insurance will not cover this personal property, instead, you will have to claim the property under your homeowner’s policy. View your vehicle insurance for more information and comprehensive coverage options.

Does Condominium Insurance Cover Theft? 

Staples & Associates offers condominium insurance with various options to cover the contents of your condo and to protect your belongings when you’re not there. Whether you stay in your condominium full-time or only visit it in-season, enjoy the peace of mind that comes with knowing that you’re covered 24/7. 

Does Renters Insurance Cover Theft? 

Renters insurance is often overlooked and regretted if a break-in or other theft occurs in your rental home. When you rent an apartment, condo, or house, your rental contains both items of monetary value and the emotional value of where you rest your head at night. At Staples & Associates, we want you to feel safe and protected in your rental home, which is why we offer various coverage options and add-ons to tailor your insurance plan specifically to you. 

Have questions on your coverage? Contact an Agent Today for More Information on your Homeowners Insurance.